Just over one million housing subsidy beneficiaries in South Africa have not received the title deeds to their properties, and the situation is worsening. As a result, poor households cannot fully benefit from the ownership of a property and use it properly as an asset and to improve their financial circumstances. A recent study by Urban LandMark reveals that the registration of title to subsidy properties in favour of beneficiaries is not happening in approximately one third of cases. The study estimates that just over one third (35%) of all houses delivered through the housing subsidy scheme have not been provided with a title deed.
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